Withdrawing your money is as quite simple and withdrawals are settled almost instantly.

To initiate a withdrawal, do follow these steps:

  • Log in to your Pennysmart account.
  • Select your matured goal
  • Tap "withdrawal".
  • Enter the amount you want to withdraw
  • Select the withdrawal destination. You can withdraw into your bank or MoMo.
  • Make your withdrawal. Viola!

*Please note that any funds left will be kept in the goal till the maturity date you set.

If withdrawal is not settled after twelve hours, do send us a message on any of our channels: Twitter, Instagram, Email or Live Chat.

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